What about hurricanes?
I'll be honest — when I first moved to Florida from Michigan, hurricanes were the thing that kept me up at night. I'd seen the news coverage, the devastation, the flooded streets. It felt terrifying and completely out of my control.
Then Hurricane Ian hit in my first year here. It was a Category 4 storm with sustained winds of 155 mph — one of the worst hurricanes to ever strike Southwest Florida. I'm not going to sugarcoat it: the preparation was real. We boarded up, stocked up, and hunkered down. But when it was over and I rolled up that garage door… it looked like a severe thunderstorm back in Michigan. You know the kind — where it just rains sideways for a few hours? That's genuinely what it felt like from inside the house. No water damage. No wind damage. Nothing.
My house — like most well-built modern homes on Palmer Ranch — was built to withstand exactly this. And that's the point: the fear is almost always worse than the reality.
How Florida homes are built to handle hurricanes
After Hurricane Andrew devastated South Florida in 1992, the state completely overhauled its building codes. The Florida Building Code (FBC), updated continuously since 2002, is one of the strictest in the nation. Homes in Sarasota County must meet design wind speeds of 150–170 mph, with continuous load paths from roof to foundation, impact-resistant windows and doors in wind-borne debris regions, and reinforced roof-to-wall connections. Essentially, every home built after 2002 is engineered to handle major hurricanes.
Here's a comparison that really clicked for me when I first moved down: hurricane preparation is almost exactly the same as preparing for a severe snow or ice storm back in Michigan. You know the drill — the weather alert goes off, you head to the grocery store, stock up on water, batteries, and non-perishable food, make sure you have what you need to ride it out. In Michigan you'd also need salt for the driveway, shovels, maybe gas for the snowblower — all that winter-specific stuff that's a total pain. The difference is, in Florida you do all that once in a great while. Not every winter. Not for months on end. Just the occasional hurricane.
What preparation actually looks like in practice
Here's my real hurricane prep routine: keep a 7-day emergency kit stocked year-round (water, non-perishable food, prescriptions, batteries, flashlights, important documents in a waterproof bag), bring in outdoor furniture when a storm is approaching, test the generator if I have one, know my evacuation zone (most of Palmer Ranch is Zone C — meaning no mandatory evacuation for most storms), and fill up the cars with gas when a watch is issued. That's it. If that sounds familiar, it should — it's basically the same thing you'd do before a Michigan blizzard, minus the salt and shovels.
What I try to tell people who are nervous about hurricanes is this: think about everything you dealt with every single winter up north. The icy commutes, the days you couldn't get out of your driveway, the months of grey skies and cold. That was a seasonal grind — five months out of the year, every year. Here in Florida, you get gorgeous weather almost every day, and then once in a while a hurricane comes through and you spend a day or two preparing and riding it out. The trade-off is overwhelmingly in your favor. Nobody in Michigan says "I'm never moving to Michigan because of snow" — but somehow people say that about Florida and hurricanes, even though the daily hassle is so much less.
Hurricanes are a part of living in Florida, just like snowstorms are a part of living in Michigan. But here's the key difference: in Michigan, dealing with winter weather is a months-long commitment every single year. In Florida, hurricane prep is something you do occasionally — and most years, nothing happens at all. After living through Hurricane Ian — one of the worst storms to ever hit Southwest Florida — and coming out completely fine, I can tell you with confidence: the lifestyle is absolutely worth it. You prepare, you stay informed, and then you go enjoy the beach.